What does Bank of Walker County do with your personal information?

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Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number
• Account balances
• Payment history
• Credit history
• Overdraft history
• Account transactions
  

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reason financial companies can share their customers’ personal information; the reasons Bank of Walker County chooses to share, and whether you can limit this sharing.

Reasons we can share your personal information	Does Bank of Walker County share?	Can you limit this sharing?
For our everyday business purposes Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	YES	NO
For our marketing purposes To offer our products and services to you	YES	NO
For joint marketing with other financial companies	NO	We don't share
For our affiliates’ everyday business purposes Information about your transactions and experiences	NO	We don't share
For our affiliates’ everyday business purposes Information about your creditworthiness	NO	We don't share
For nonaffiliates to market to you	NO	We don't share

What do we do?

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How does Bank of Walker County protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Bank of Walker County collect my personal information?

We collect your personal information, for example, when you:    

• Apply for a loan
• Make Deposits/Withdrawals from your account
• Give us your contact information
• Show your government-issued ID
• Show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you .

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

 

Definitions

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Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. (Bank of Walker County has no affiliates)

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. (Bank of Walker County does not share with nonaffiliates so they can market to you)

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. (Bank of Walker County doesn’t jointly market)

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Other important information

For Massachusetts, Mississippi and New Jersey Customers: We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing – without your authorization.

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Questions?

Call a Customer Service Representative at 205-295-0033 or visit our website at bankofwalkercounty.bank

What does Bank of Walker County do with your personal information from the mobile application?

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Why?

The mobile application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.

 

It is important for you to understand that:

• Before granting access to this information, you will be prompted to give the application that permission.
• If you do not wish to grant that permission, you may decline.
• If you later change your mind, those permissions can be updated in your device’s settings.

 

What?

Some examples of information your app will request access to are:

• Location
• Contacts
• Camera

 

How?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.

Questions?

Please contact Bank of Walker County at 205-295-0033 regarding questions about the information included in this Mobile Privacy Disclosure or questions about this application.You can also access the bank’s fully Privacy Policy at Privacy Policy – Bank of Walker County.

Reasons we can share your personal information	Does Bank of Walker County share?	Can you limit this sharing?
For our everyday business purposes Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	YES	NO
For our marketing purposes To offer our products and services to you	YES	NO
For joint marketing with other financial companies	NO	We don't share
For our affiliates’ everyday business purposes Information about your transactions and experiences	NO	We don't share
For our affiliates’ everyday business purposes Information about your creditworthiness	NO	We don't share
For nonaffiliates to market to you	NO	We don't share

 

What do we do?

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How does Bank of Walker County protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does Bank of Walker County collect my personal information?

We collect your personal information, for example, when you:    

• Apply for a loan
• Make Deposits/Withdrawals from your account
• Give us your contact information
• Show your government-issued ID
• Show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you .

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

 

Definitions

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Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies. (Bank of Walker County has no affiliates)

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. (Bank of Walker County does not share with nonaffiliates so they can market to you)

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. (Bank of Walker County doesn’t jointly market)

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Other important information

For Massachusetts, Mississippi and New Jersey Customers: We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing – without your authorization.

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Questions?

Call a Customer Service Representative at 205-295-0033 or visit our website at bankofwalkercounty.bank